Our comprehensive EMI Collections solution helps you automate the collections management process, prioritize collection related activities and monitor performance through innovative reports and dashboards. Our primary goals are to increase collector’s productivity, reduce costs and improve loan recovery rate
Bachpan
Bachpan
Cost Reduction
Automated Payment and Reconciliation, Smart Case Allocation and Completely Digital Process ensures costs are low through optimal use of collection resources.
Productivity Increase
Instant Customer Identity and Credit evaluation, Automated bank statement analysis, Prioritized work lists, 360 degree customer information enables maximum productivity
Dashboard & Reports
Our configurable dashboards with an intuitive interface helps senior management derive key insights about recovery rate and enables decision making before it gets late
Monitoring
Customizable and Out of the box reports to identify bottle necks in process and monitor agents’ and vendors’ performance
Streamlined process for Collections Agents
Smart task allocation, Automated payment and reconciliation process, Automated correspondence and Prioritized work lists helps Agent’s plan better. Our 360 degree customer view helps Agent track all Payments and Correspondence activities for every customer in one place
By making it easier for your customers to make timely payments, we can help you generate more, higher-value payments.
Gather Insights using a comprehensive image of debtors
Using collection strategies adopted to the customer portfolio structure is the key to success! Our software provides management insights about customer behavior and repaying patterns. We give you the tools that lets the credit institution manage the flow of the portfolio throughout the various stages of debt lifecycle
We give you the tools that lets the credit institution manage the flow of the portfolio throughout the various stages of the debt lifecycle.
We strive to create a happy “work” environment where the work that you do makes you really happy and you are genuinely happy to come in to work everyday.
DECIMAL is a place where where you’re inspired to explore your passions, where your talents are nurtured and cultivated and where you get to work with intellectually engaging peers. Decimal gives you the opportunity to work with cutting-edge technologies and to keep learning and growing; so that you stay continually ahead of the game while making an indelible impression in the BFSI domain.
We bring in people with diversity of beliefs, experiences and perspectives. We value openness and divergent thought process. We consciously promote collaboration as the key to succeed is through work, office space and incentives design. We respect talent and prize individuality. We believe in flat, meritocratic, family-oriented structure where each one’s contribution is considered valuable.
Our culture is all about building the right team, with the right people, with shared values. We work HARD, play HARDER and have tons of fun while doing it. – having FUN is critical! We love those who have an idea – we love those even more who OWN an idea, work on it & get it done!
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Fully Digital Lending Experience for Instant Loans
Loan Application Process has been a paper-intensive cumbersome process and many borrowers dread the mounds of paper forms awaiting their signature and the long gruelling wait times. Revolutionize your antiquated, paper-laden traditional lending process with a solution that streamlines loan processing, provides proactive, omnichannel assistance and communication to customers and avoids costly follow-up loops.
Not only will you originate and close loans faster with greater efficiency, compliance and security, but also elevate your customers’ experience to a new level of long-term value.
Convenient, Fast loans
Customer can now apply for a loan herself from a location and mode (app, web) of her convenience. Digital profile checks and automated approval flows, make real-time loans possible. Enhance Customer Experience
Automate Ops
With Self Service and Assisted Apps, collect all Customer Information digitally and pass to Ops Queues, Workflows for their online approval, rejection and queries. Reduce turnaround and chances of error
Digital Credit & Risk Decisioning
Our proprietary credit decision system with customizable business rules has integration with all necessary third party systems, credit bureaus for risk and credit assessment. Onboard good quality, less risky customers
Variants
The platform supports various loan classes such as Personal, Vehicle, Consumer Durables, Home, LAS and SME Lending
Significantly reduce onboarding cost while increasing speed of processing
Our end to end loan origination/onboarding software with built in credit evaluation system, document management and integrated eKYC solution, can be used right away or tailor made to fit your loan portfolio
Stand out from the competition with a simple and secure paperless loan processing journey that creates loyal customers
A blend of great domain and tech team
Our Loan Product Team consists of specialists knowledgeable in all aspects of loan servicing and have demonstrated the ability to ensure successful loan servicing right from pre-screening to underwriting to disbursement. With each loan onboarding we complete, we review and optimize our process and seek ways to balance the use of people and technology. This requires extraordinary attention to detail and a commitment to document business practices to ensure that next project is accomplished faster and more efficiently
Our Solution provides a transparent and secure lending process, streamlines business process and allows you to respond quickly to changing market requirements